body 
{
    font-size: 1.1em;
    background-color: #fff;
    padding-top: 50px;
}


.tool{
    height: 24px;
}

.jumbotron{
    background-color: #023c5b;
    color: #fff;
}

.navbar
{
    background-color: #fff;
    background-image: none;
    color: #000
}


/* top of panel */
.navbar-inverse .navbar-nav >  a:hover {
  background-color: #023c5b;
  background-image:none;
}

.navbar-inverse .navbar-nav > li > a {
    text-shadow: 0 -1px 0 rgba(0,0,0,.25);
}
.navbar-inverse .navbar-nav > li > a {
    color: #000000;
}

.navbar-inverse .navbar-nav > li > a:hover {
    color: #063f26;
}

.navbar-inverse .navbar-brand, .navbar-inverse .navbar-nav > li > a {
    text-shadow: none;
}
/* end of the top of the page panel */

.panel-default > .panel-heading {
    background-color: #023c5b;
    border-color: #3A454B;
    color: #fff;
    background-image: none;
}

.panel-title{
    color: white;
}

.btn-default{
     background-color: #0b4866;
     color: #fff;
}

.btn-default .caret{
    border-top-color: #fff;
}

.btn-default:hover,
.btn-default:focus
{
     background-color: #9ccbe4 !important;
     color: #fff !important;
}

.btn-default:hover, .btn-default:focus, .btn-default:active, .btn-default.active, .open .dropdown-toggle.btn-default {
    background-color: #9ccbe4;
    border-color: #0b4866;
    color: #ffffff;
}

.disclaimer-subhead {
    font-family: Verdana;
    font-size: 10pt;
    color: #96160d;
    font-weight: bold;
    font-style: normal;
}

.disclaimer-header {
    font-family: Verdana;
    font-size: 14pt;
    color: #36240e;
    font-weight: bold;
    font-style: normal;

}

.disclaimer-panel{
    font-size: 11px;
}